{"id":3847,"date":"2022-04-11T09:04:09","date_gmt":"2022-04-11T08:04:09","guid":{"rendered":"https:\/\/bestatterportal.ch\/banque\/"},"modified":"2025-04-08T08:21:57","modified_gmt":"2025-04-08T07:21:57","slug":"banque-postfinance-apres-un-deces-blocage-de-la-relation-client","status":"publish","type":"page","link":"https:\/\/bestatter.ch\/fr\/banque-postfinance-apres-un-deces-blocage-de-la-relation-client\/","title":{"rendered":"Banque"},"content":{"rendered":"<div class=\"dot-bg hero\">\n      <div class=\"container-xl\">\n        <div class=\"row row-cols-1 row-cols-md-2 align-items-center\">\n \n          <div class=\"col\">\n            <div class=\"get-child-height\">\n                \n             \n \n    <img decoding=\"async\" class=\"img-oversized\" style=\" \" src=\"https:\/\/bestatter.ch\/wp-content\/uploads\/2021\/08\/sohn-mami-1.avif\" \/>\n\n            <\/div>\n          <\/div>\n          <div class=\"col ps-lg-3 ps-xxl-5 text\">\n            <p class=\"newp\">\n                    Ch\u00e8re maman            <\/p>\n            <h1 class=\" newh1\">\n            les promenades dans le parc ont toujours \u00e9t\u00e9 tr\u00e8s importantes pour moi.            <\/h1>\n          <\/div>\n        <\/div> \n      <\/div>\n      <style type=\"text\/css\">\n          .newh1{\n            color: #2f5d63 ;\n           \n            }\n\n           .newp{\n            color:  ;\n           \n            }\n        \n          \n           \n    <\/style>\n    <\/div><style>\n\t.subh {\n\t\tcolor: #212529 ;\n\n\t}\n\t.newh {\n\t\tcolor: #2f5d63 ;\n\t}\n<\/style>\n  <div class=\"section bg-brand-light fleck fleck3\">\n    <div class=\"container-xl\">\n      <div class=\"row\">\n        <div class=\"col-12\">\n         \t<p class=\"mb-0 fs-5 subh\"> Vous avez des questions ? <\/p>\n      \t\t<h3 class=\"newh\"> Vous posez une question personnelle ? <\/h3>\n\t\t\t<style>\n\t.search-bar-searchsection-defualt {\n\t\tborder: 4px solid #2F5D63 !important;\n\t\tborder-radius: 15px !important;\n\t}\n\n\t.search-bar-searchsection-defualt form .input-group input[type=\"search\"] {\n\t\tborder: none;\n\t\tmargin: 0;\n\t\tpadding-right: 0;\n\t}\n\n\t.search-bar-searchsection-defualt form .input-group input[type=\"search\"]:focus,\n\t.search-bar-searchsection-defualt form .input-group input[type=\"search\"]:active {\n\t\tborder: none;\n\t\tbox-shadow: none;\n\t\toutline: none;\n\t}\n\n\t.search-bar-searchsection-defualt form .input-group button[type=\"submit\"] {\n\t\tbackground: #fff;\n\t\tborder: none;\n\t\tbackground-color: #fff;\n\t\tpadding: 0.75rem 1rem;\n\t}\n\n\t.search-bar-searchsection-defualt form .input-group button[type=\"submit\"] img {\n\t\theight: 2em;\n\t\twidth: 2em;\n\t}\n\n\t.search-bar-searchsection-defualt .autocomplete-box {\n\t\tposition: absolute;\n\t\tmargin-top: 10px;\n\t\twidth: 100%;\n\t\toverflow-y: auto;\n\t\tdisplay: none;\n\t\tz-index: 1000;\n\t\tborder: 4px solid #2F5D63;\n\t\tborder-radius: 0px 0px 20px 20px;\n\t\tbackground-color: #ffffff;\n\t}\n\n\t.search-bar-searchsection-defualt .autocomplete-box.active {\n\t\tdisplay: block;\n\t}\n\n\t.search-bar-searchsection-defualt .autocomplete-box ul {\n\t\tmargin: 0;\n\t\tpadding: 0;\n\t\tlist-style: none;\n\t}\n\n\t.search-bar-searchsection-defualt .autocomplete-box li {\n\t\tpadding: 5px 15px;\n\t\tcursor: pointer;\n\t\tline-height: 1.4;\n\t\tfont-size: 1rem;\n\t\tcolor: #212121;\n\t\tfont-weight: 400;\n\t}\n\n\t.search-bar-searchsection-defualt .autocomplete-box li:hover {\n\t\tbackground: #f0f0f0;\n\t}\n<\/style>\n\n<div class=\"search-container mb-5\">\n\t<div class=\"search-bar-searchsection-defualt position-relative\">\n\t\t<form id=\"defualt-search-form\" class=\"defualt-search-form\">\n\t\t\t<div class=\"input-group\">\n\t\t\t\t<input type=\"search\"\n\t\t\t\t\t   id=\"defualt-search-input\"\n\t\t\t\t\t   class=\"form-control\"\n\t\t\t\t\t   placeholder=\"Rechercher par lieu ou par th\u00e8me\u2026\"\n\t\t\t\t\t   autocomplete=\"off\">\n\t\t\t\t<button type=\"submit\" class=\"btn btn-primary\">\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bestatter.ch\/wp-content\/themes\/bestatter-ch\/bestatterfile\/assets\/searchglass.png\" alt=\"Search Icon\" class=\"Icon-image\">\n\t\t\t\t<\/button>\n\t\t\t<\/div>\n\t\t\t<div class=\"autocomplete-box\"><\/div>\n\t\t<\/form>\n\t<\/div>\n<\/div>\n\n<script>\n\tjQuery(document).ready(function ($) {\n\t\t\/\/ === CONFIG \/ PHP \u2192 JS ===\n\t\tconst BESTATTER_AUTOCOMPLETE_ENDPOINT = \"https:\/\/bestatter.ch\/fr\/wp-json\/bestatter\/v1\/autocomplete\";\n\t\tconst IS_SEARCH_ONLY                  = false;\n\t\tconst RESULT_BASE_URL                 = \"https:\/\/bestatter.ch\/fr\/result\/\";\n\n\t\t\/\/ Icon paths\n\t\tconst SEARCH_ICON_SRC  = \"https:\/\/bestatter.ch\/wp-content\/themes\/bestatter-ch\/bestatterfile\/assets\/searchglass.png\";\n\t\tconst SPINNER_ICON_SRC = \"https:\/\/bestatter.ch\/wp-content\/themes\/bestatter-ch\/bestatterfile\/assets\/spinner.svg\";\n\n\t\t\/\/ This instance's section key (e.g. \"footer\", \"header\")\n\t\tconst SECTION_KEY = \"defualt\";\n\t\tconst lang = \"fr\";\n\t\tconst FIXED_SUGGESTIONS = {\n\t\t\tde: [\n\t\t\t\t\"Was kostet eine Bestattungsvorsorge?\",\n\t\t\t\t\"Was tun im Todesfall?\",\n\t\t\t],\n\t\t\ten: [\n\t\t\t\t\"What does a funeral pre-arrangement cost?\",\n\t\t\t\t\"What to do in case of death?\",\n\t\t\t],\n\t\t\tfr: [\n\t\t\t\t\"Combien coute une prevoyance funeraire ?\",\n\t\t\t\t\"Que faire en cas de deces ?\",\n\t\t\t],\n\t\t\tit: [\n\t\t\t\t\"Quanto costa una previdenza funeraria?\",\n\t\t\t\t\"Cosa fare in caso di decesso?\",\n\t\t\t],\n\t\t};\n\n\t\t\/\/ Dynamic selectors based on section\n\t\tconst formSelector        = \"#\" + SECTION_KEY + \"-search-form\";\n\t\tconst inputSelector       = \"#\" + SECTION_KEY + \"-search-input\";\n\t\tconst boxSelector         = formSelector + \" .autocomplete-box\";\n\t\tconst buttonImgSelector   = formSelector + ' button[type=\"submit\"] img';\n\n\t\t\/\/ === Autocomplete state for this instance ===\n\t\tlet autocompleteTimer           = null;\n\t\tlet autocompleteController      = null;\n\t\tlet autocompleteCache           = {};\n\t\tlet autocompleteLastRequestId   = 0;\n\t\tlet autocompleteLastHandledId   = 0;\n\t\tlet currentLoadingRequestId     = 0; \/\/ tracks which request controls the spinner\n\n\t\t\/\/ === Helpers ===\n\t\tfunction redirectToResult(queryText) {\n\t\t\tconst q = queryText.trim();\n\t\t\tif (!q) return;\n\t\t\tconst url = RESULT_BASE_URL + '?query=' + encodeURIComponent(q) + '&page=1';\n\t\t\twindow.location.href = url;\n\t\t}\n\n\t\tfunction setButtonLoading(isLoading, requestId) {\n\t\t\t\/\/ If we're tying spinner to a specific request, ensure only that request can turn it off\n\t\t\tif (typeof requestId !== \"undefined\" && !isLoading && requestId !== currentLoadingRequestId) {\n\t\t\t\t\/\/ Not the latest request, don't change spinner\n\t\t\t\treturn;\n\t\t\t}\n\n\t\t\tconst img = document.querySelector(buttonImgSelector);\n\t\t\tif (!img) return;\n\n\t\t\tif (isLoading) {\n\t\t\t\timg.src = SPINNER_ICON_SRC;\n\t\t\t} else {\n\t\t\t\timg.src = SEARCH_ICON_SRC;\n\t\t\t}\n\t\t}\n\n\t\tfunction selectSuggestion(text) {\n\t\t\tconst input = document.querySelector(inputSelector);\n\t\t\tconst box   = document.querySelector(boxSelector);\n\t\t\tif (!input || !box) return;\n\n\t\t\tinput.value = text;\n\t\t\tbox.innerHTML = \"\";\n\t\t\tbox.classList.remove(\"active\");\n\n\t\t\tredirectToResult(text);\n\t\t}\n\n\t\t\/\/ --- Autocomplete rendering ---\n\t\tfunction renderAutocomplete(box, titles) {\n\t\t\tif (!titles || !titles.length) {\n\t\t\t\tbox.innerHTML = \"\";\n\t\t\t\tbox.classList.remove(\"active\");\n\t\t\t\treturn;\n\t\t\t}\n\n\t\t\tlet html = \"<ul>\";\n\t\t\ttitles.forEach((title) => {\n\t\t\t\thtml += '<li class=\"autocomplete-item\" data-value=\"' + title + '\">' + title + '<\/li>';\n\t\t\t});\n\t\t\thtml += \"<\/ul>\";\n\n\t\t\tbox.innerHTML = html;\n\t\t\tbox.classList.add(\"active\");\n\n\t\t\tbox.querySelectorAll(\".autocomplete-item\").forEach((li) => {\n\t\t\t\tli.addEventListener(\"click\", function () {\n\t\t\t\t\tconst val = this.getAttribute(\"data-value\");\n\t\t\t\t\tselectSuggestion(val);\n\t\t\t\t});\n\t\t\t});\n\t\t}\n\n\t\tfunction showFixedSuggestionsIfEmpty() {\n\t\t\tif (!FIXED_SUGGESTIONS || typeof FIXED_SUGGESTIONS !== \"object\" || Object.keys(FIXED_SUGGESTIONS).length === 0) return;\n\n\t\t\tconst input = document.querySelector(inputSelector);\n\t\t\tconst box   = document.querySelector(boxSelector);\n\t\t\tif (!input || !box) return;\n\n\t\t\tconst q = input.value.trim();\n\t\t\tif (q !== \"\") return;\n\n\t\t\t\/\/ No spinner for fixed suggestions\n\t\t\trenderAutocomplete(box, FIXED_SUGGESTIONS[lang]);\n\t\t}\n\n\t\t\/\/ --- Autocomplete main ---\n\t\tfunction runAutocomplete(searchText) {\n\t\t\tconst input = document.querySelector(inputSelector);\n\t\t\tconst box   = document.querySelector(boxSelector);\n\t\t\tif (!input || !box) return;\n\n\t\t\tconst q = searchText.trim();\n\t\t\tif (!q) {\n\t\t\t\tbox.innerHTML = \"\";\n\t\t\t\tbox.classList.remove(\"active\");\n\t\t\t\treturn;\n\t\t\t}\n\n\t\t\t\/\/ 1) From cache (no loading state)\n\t\t\tif (autocompleteCache[q]) {\n\t\t\t\trenderAutocomplete(box, autocompleteCache[q]);\n\t\t\t\treturn;\n\t\t\t}\n\n\t\t\t\/\/ 2) Cancel previous request\n\t\t\tif (autocompleteController) {\n\t\t\t\tautocompleteController.abort();\n\t\t\t}\n\n\t\t\tconst controller = new AbortController();\n\t\t\tautocompleteController = controller;\n\n\t\t\tconst requestId = ++autocompleteLastRequestId;\n\t\t\tcurrentLoadingRequestId = requestId;\n\t\t\tsetButtonLoading(true, requestId);\n\n\t\t\taxios.get(BESTATTER_AUTOCOMPLETE_ENDPOINT, {\n\t\t\t\tparams: { q, limit: 10 },\n\t\t\t\tsignal: controller.signal,\n\t\t\t})\n\t\t\t\t.then((response) => {\n\t\t\t\t\/\/ Ignore outdated responses\n\t\t\t\tif (requestId < autocompleteLastHandledId) {\n\t\t\t\t\tsetButtonLoading(false, requestId);\n\t\t\t\t\treturn;\n\t\t\t\t}\n\t\t\t\tautocompleteLastHandledId = requestId;\n\n\t\t\t\tlet titles = [];\n\t\t\t\tif (response.data.titles) {\n\t\t\t\t\ttitles = response.data.titles;\n\t\t\t\t}\n\n\t\t\t\tautocompleteCache[q] = titles;\n\t\t\t\trenderAutocomplete(box, titles);\n\t\t\t\tsetButtonLoading(false, requestId);\n\t\t\t})\n\t\t\t\t.catch((error) => {\n\t\t\t\t\/\/ Even if aborted, if this was the current loading request, stop spinner\n\t\t\t\tsetButtonLoading(false, requestId);\n\t\t\t\tif (\n\t\t\t\t\t(controller.signal && controller.signal.aborted) ||\n\t\t\t\t\terror.name === \"CanceledError\" ||\n\t\t\t\t\terror.code === \"ERR_CANCELED\"\n\t\t\t\t) {\n\t\t\t\t\treturn;\n\t\t\t\t}\n\t\t\t\tconsole.error(\"Autocomplete error:\", error);\n\t\t\t});\n\t\t}\n\n\t\tfunction attachSearchHandlers() {\n\t\t\tconst form  = document.querySelector(formSelector);\n\t\t\tconst input = document.querySelector(inputSelector);\n\t\t\tconst box   = document.querySelector(boxSelector);\n\t\t\tif (!form || !input || !box) return;\n\n\t\t\tform.addEventListener('submit', function (e) {\n\t\t\t\te.preventDefault();\n\t\t\t\tconst q = input.value.trim();\n\t\t\t\tif (q !== '') {\n\t\t\t\t\tredirectToResult(q);\n\t\t\t\t}\n\t\t\t});\n\n\t\t\tinput.addEventListener('focus', function () {\n\t\t\t\tshowFixedSuggestionsIfEmpty();\n\t\t\t});\n\n\t\t\tinput.addEventListener('keydown', function (e) {\n\t\t\t\tif (e.key === 'Enter') {\n\t\t\t\t\te.preventDefault();\n\t\t\t\t\tconst q = input.value.trim();\n\t\t\t\t\tif (q !== '') {\n\t\t\t\t\t\tredirectToResult(q);\n\t\t\t\t\t}\n\t\t\t\t\tbox.innerHTML = \"\";\n\t\t\t\t\tbox.classList.remove(\"active\");\n\t\t\t\t}\n\t\t\t});\n\n\t\t\tinput.addEventListener(\"keyup\", function () {\n\t\t\t\tconst q = this.value.trim();\n\t\t\t\tif (q === \"\") {\n\t\t\t\t\tclearTimeout(autocompleteTimer);\n\t\t\t\t\tshowFixedSuggestionsIfEmpty();\n\t\t\t\t\treturn;\n\t\t\t\t}\n\n\t\t\t\t\/\/ Debounce API calls\n\t\t\t\tclearTimeout(autocompleteTimer);\n\t\t\t\tconst currentValue = q;\n\t\t\t\tautocompleteTimer = setTimeout(() => {\n\t\t\t\t\trunAutocomplete(currentValue);\n\t\t\t\t}, 150);\n\t\t\t});\n\t\t}\n\n\t\tattachSearchHandlers();\n\n\t\t\/\/ Close autocomplete when clicking outside\n\t\tdocument.addEventListener(\"click\", function (e) {\n\t\t\tconst input = document.querySelector(inputSelector);\n\t\t\tconst box   = document.querySelector(boxSelector);\n\n\t\t\tif (!box || !input) return;\n\n\t\t\tif (!box.contains(e.target) && e.target !== input) {\n\t\t\t\tbox.innerHTML = \"\";\n\t\t\t\tbox.classList.remove(\"active\");\n\t\t\t}\n\t\t});\n\t});\n<\/script>\n          \t<p class=\"newp\"> Le portail bestatter.ch r\u00e9pond \u00e0 toutes vos questions sur les th\u00e8mes des obs\u00e8ques et de la pr\u00e9voyance fun\u00e9raire.  <\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n \n\n<div class=\"section img-text\">\n        <div class=\"container-xl\">\n          <div class=\"row row-cols-1 row-cols-lg-2 align-items-center img-left\">\n            <div class=\"col\"> <!-- Insert content from wp -->\n            \n                             <h1>\n                Banque              <\/h1>\n                             <p>\n               <p>Si une banque\/Postfinance a connaissance d&rsquo;un d\u00e9c\u00e8s, la relation client correspondante est imm\u00e9diatement bloqu\u00e9e. Cette mesure sert \u00e0 prot\u00e9ger contre les retraits abusifs de capitaux.<\/p>\n              <\/p>\n            <\/div>\n            <div class=\"col\">\n              <div class=\"get-child-height\">\n                     <img decoding=\"async\"    src=\"https:\/\/bestatter.ch\/wp-content\/uploads\/2022\/04\/06.png\" alt=\"Schweiz. Verband der Bestattungsdienste Une personne debout sur un chemin d\u2019o\u00f9 sort de la fum\u00e9e.\" class=\"img-oversized\"\/>\n                 \n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n         <style type=\"text\/css\">\n       .h1{\n            color:  !important;\n            font-size: px !important;\n            }\n        \n        \n    <\/style>\n      <\/div>\n \n   \n\n <!-- [C]CTA 1 -->\n        <div class=\"section dot-bg-gradient\"> <!--- class dot-bg can be replaced with bg-brand-primary - dynamic -->\n          <div class=\"container-xl\">\n            <div class=\"row\">           \n              <div class=\"col-sm\">\n                <h3 class=\"subz\">Trouver la bonne entreprise de pompes fun\u00e8bres<\/h3>\n       \n                <p class=\"newz\">\n                 Le portail fun\u00e9raire suisse.                <\/p>\n              <\/div>\n              <div class=\"col-sm offset-md-1 align-self-center\">\n                <a class=\"big-button\" href=\"#footer\">\n                  <div class=\"row\">\n                    <div class=\"col-auto\">\n                      <div class=\"icon\">\n                        <i class=\"fas fa-search\"><\/i> <!--- Not dynamic -->\n                      <\/div>\n                    <\/div>\n                    <div class=\"col offset-md-1 align-self-center\">\n                      <div class=\"text\">Trouver une entreprise de pompes fun\u00e8bres<\/div> <!--- dynamic content -->\n                    <\/div>\n                  <\/div>\n                <\/a>\n              <\/div>\n            <\/div>\n          <\/div>\n          <style type=\"text\/css\">\n            .subz{\n            color: #2f5d63 ;\n            font-size: px !important;\n            }\n\n           .newz{\n            color:  ;\n            \n            }\n            \n        \n          @media only screen and (max-width: 600px) {\n           \n            .subz{\n            font-size: px!important;\n            }\n             }\n           \n    <\/style>\n        <\/div>\n\n \n\n\n\t\t<div class=\"section faqs\">\n\t\t\t<h3 class=\"mb-5 text-center\"><\/h3>\n\t\t\t<div class=\"container-xl\">\n\t\t\t\t<div class=\"row\"><div class=\"col-md-6 odd\">\n\t\t\t<div class=\"collapse-container collapsed\">\n\t\t\t\t<div class=\"card\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n\t\t\t\t\t<div class=\"\" data-bs-toggle=\"collapse\" href=\"#collapseExample4619290690606\">\n\t\t\t\t\t\t<div class=\"faq-header\"> \n\t\t\t\t\t\t\t<h5 class=\"question\" itemprop=\"name\" style=\"color:#2F5D63;\">Que faire des d\u00e9penses courantes d&rsquo;une personne d\u00e9c\u00e9d\u00e9e ?<\/h5>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"collapse\" itemprop=\"description\" id=\"collapseExample4619290690606\">\n\t\t\t\t\t\t<p>\n<p>La banque n\u2019effectue souvent plus que des paiements dans le cadre pr\u00e9c\u00e9dent. Cela signifie que les ordres permanents, par exemple, continueront \u00e0 \u00eatre ex\u00e9cut\u00e9s. En principe, les factures adress\u00e9es \u00e0 la personne d\u00e9c\u00e9d\u00e9e doivent \u00eatre remises \u00e0 la banque sous forme originale. En g\u00e9n\u00e9ral, la banque paie ces factures directement \u00e0 partir du compte de la personne d\u00e9c\u00e9d\u00e9e.<\/p>\n<\/p>\n\t\t\t\t\t\t<div class=\"spacer\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"collapse-container collapsed\">\n\t\t\t\t<div class=\"card\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n\t\t\t\t\t<div class=\"\" data-bs-toggle=\"collapse\" href=\"#collapseExample46501894261518\">\n\t\t\t\t\t\t<div class=\"faq-header\"> \n\t\t\t\t\t\t\t<h5 class=\"question\" itemprop=\"name\" style=\"color:#2F5D63;\">Qui r\u00e9silie les contrats ?<\/h5>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"collapse\" itemprop=\"description\" id=\"collapseExample46501894261518\">\n\t\t\t\t\t\t<p>\n<p>Au d\u00e9c\u00e8s, tous les mandats en cours prennent fin (art. 405, al. 1, du Code suisse des obligations), sauf si le mandat est valide au-del\u00e0 de la mort en raison de son contenu. Par exemple, un mandat fun\u00e9raire, mais ici, le pouvoir de disposition sur le mandat change pour les b\u00e9n\u00e9ficiaires. Ainsi, les b\u00e9n\u00e9ficiaires de l&rsquo;h\u00e9ritage sont dans la relation contractuelle pour le mandat fun\u00e9raire et sont tenus de payer, m\u00eame dans le cas d&rsquo;un h\u00e9ritage r\u00e9pudi\u00e9.<br>La situation est diff\u00e9rente pour l&rsquo;assistance ou pour la protection des adultes. Leurs soins prennent fin avec la survenance du d\u00e9c\u00e8s.<br>Tous les contrats en cours doivent \u00eatre r\u00e9sili\u00e9s par les proches avec une copie de l\u2019acte civil de d\u00e9c\u00e8s, et non avec le certificat m\u00e9dical de d\u00e9c\u00e8s.<\/p>\n<\/p>\n\t\t\t\t\t\t<div class=\"spacer\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"collapse-container collapsed\">\n\t\t\t\t<div class=\"card\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n\t\t\t\t\t<div class=\"\" data-bs-toggle=\"collapse\" href=\"#collapseExample4618644990186\">\n\t\t\t\t\t\t<div class=\"faq-header\"> \n\t\t\t\t\t\t\t<h5 class=\"question\" itemprop=\"name\" style=\"color:#2F5D63;\">Si la banque ou la poste bloque un compte<\/h5>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"collapse\" itemprop=\"description\" id=\"collapseExample4618644990186\">\n\t\t\t\t\t\t<p>\n<p>La banque n&rsquo;autorise les retraits d&rsquo;esp\u00e8ces que si la procuration est disponible. Cela \u00e9vite les retraits abusifs. S&rsquo;il existe un coffre-fort, il ne peut \u00eatre ouvert par les h\u00e9ritiers qu&rsquo;en pr\u00e9sence d&rsquo;un notaire. Ce faisant, le notaire doit enregistrer le contenu du coffre-fort. Cela s&rsquo;applique jusqu&rsquo;\u00e0 ce que le partage de la succession ait \u00e9t\u00e9 effectu\u00e9 ou que les ayants droit soient connus.<\/p>\n<\/p>\n\t\t\t\t\t\t<div class=\"spacer\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div><div class=\"col-md-6 even\">\n\t\t\t<div class=\"collapse-container collapsed\">\n\t\t\t\t<div class=\"card\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n\t\t\t\t\t<div class=\"\" data-bs-toggle=\"collapse\" href=\"#collapseExample4599503199818\">\n\t\t\t\t\t\t<div class=\"faq-header\"> \n\t\t\t\t\t\t\t<h5 class=\"question\" itemprop=\"name\" style=\"color:#2F5D63;\">Comment prot\u00e9ger la succession ?<\/h5>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"collapse\" itemprop=\"description\" id=\"collapseExample4599503199818\">\n\t\t\t\t\t\t<p>\n<p>Le\/la fonctionnaire charg\u00e9 de l&rsquo;inventaire est convoqu\u00e9-e par la commune de r\u00e9sidence pour dresser un proc\u00e8s-verbal de l\u2019inventaire. Cela inclut non seulement les objets laiss\u00e9s par la personne d\u00e9funte, mais aussi toutes les relations financi\u00e8res. Les prescriptions cantonales en mati\u00e8re de s\u00e9curisation de l\u2019inventaire et des biens sont diff\u00e9rentes, mais elles poursuivent toutes le m\u00eame objectif. D&rsquo;autres mesures peuvent \u00e9galement \u00eatre demand\u00e9es pour prot\u00e9ger la succession.<\/p>\n<\/p>\n\t\t\t\t\t\t<div class=\"spacer\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"collapse-container collapsed\">\n\t\t\t\t<div class=\"card\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n\t\t\t\t\t<div class=\"\" data-bs-toggle=\"collapse\" href=\"#collapseExample4643532850069\">\n\t\t\t\t\t\t<div class=\"faq-header\"> \n\t\t\t\t\t\t\t<h5 class=\"question\" itemprop=\"name\" style=\"color:#2F5D63;\">Qu&rsquo;est-ce qu&rsquo;un blocage de compte bancaire ou postal en cas de d\u00e9c\u00e8s ?<\/h5>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"collapse\" itemprop=\"description\" id=\"collapseExample4643532850069\">\n\t\t\t\t\t\t<p>\n<p>Si un compte est libell\u00e9 \u00e0 deux noms avec signature individuelle, la personne survivante ne peut disposer du compte joint au-del\u00e0 du d\u00e9c\u00e8s que si une convention de compte conjoint a \u00e9t\u00e9 conclue de son vivant. Les contrats d&rsquo;e-banking, les cartes de cr\u00e9dit et de d\u00e9bit, les autorisations de pr\u00e9l\u00e8vement et les ordres permanents sont imm\u00e9diatement supprim\u00e9s. Les \u00e9ventuelles parts coop\u00e9ratives de la banque sont rembours\u00e9es.<\/p>\n<\/p>\n\t\t\t\t\t\t<div class=\"spacer\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"collapse-container collapsed\">\n\t\t\t\t<div class=\"card\" itemscope itemtype=\"https:\/\/schema.org\/Question\">\n\t\t\t\t\t<div class=\"\" data-bs-toggle=\"collapse\" href=\"#collapseExample4652155394496\">\n\t\t\t\t\t\t<div class=\"faq-header\"> \n\t\t\t\t\t\t\t<h5 class=\"question\" itemprop=\"name\" style=\"color:#2F5D63;\">Compte bloqu\u00e9: que faire ?<\/h5>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"collapse\" itemprop=\"description\" id=\"collapseExample4652155394496\">\n\t\t\t\t\t\t<p>\n<p>De nombreuses banques sont accommodantes. Vous r\u00e9glez les factures impay\u00e9es de la personne d\u00e9c\u00e9d\u00e9e dans le cadre pr\u00e9c\u00e9dent, par exemple: loyer de l&rsquo;appartement, factures d\u2019\u00e9nergie, de t\u00e9l\u00e9phone, de m\u00e9decin, Spitex, h\u00f4pital, obs\u00e8ques&#8230;<br>Une personne autoris\u00e9e ou l&rsquo;ex\u00e9cuteur testamentaire doit soumettre les factures originales \u00e0 la banque pour r\u00e8glement.<br>La plupart des banques accordent de petits retraits d&rsquo;esp\u00e8ces pour la subsistance de la famille.<\/p>\n<\/p>\n\t\t\t\t\t\t<div class=\"spacer\"><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Il y a des choses int\u00e9ressantes \u00e0 savoir pour les proches et les personnes responsables, que vous trouverez ici.<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"ep_latitude":0,"ep_longitude":0,"ep_address":"","ep_exclude_from_search":false,"_vp_format_video_url":"","_vp_image_focal_point":[],"footnotes":""},"class_list":["post-3847","page","type-page","status-publish","hentry"],"acf":{"font":"","background_shape":"type3"},"_links":{"self":[{"href":"https:\/\/bestatter.ch\/fr\/wp-json\/wp\/v2\/pages\/3847","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bestatter.ch\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bestatter.ch\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bestatter.ch\/fr\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/bestatter.ch\/fr\/wp-json\/wp\/v2\/comments?post=3847"}],"version-history":[{"count":0,"href":"https:\/\/bestatter.ch\/fr\/wp-json\/wp\/v2\/pages\/3847\/revisions"}],"wp:attachment":[{"href":"https:\/\/bestatter.ch\/fr\/wp-json\/wp\/v2\/media?parent=3847"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}